If employers quit providing health care insurance?

If employers quit providing health care insurance?

would those of you that are defending the US health care system still defend the system even though it cost about 2x that of other industrial countries without any better results? That is what is currently happening. Many large companies were paying the full cost of the health care insurance for the employee and family about 10 years ago. Today many of those companies now charge their employee about 25% of the health insurance cost due to the rapidly rising health care costs. Many large companies are now passing on the health care costs that exceed inflation to the employee. If the current rate of increase for health care remains the same, it is expected that employees will be required to pay over 50% of the health care premium within 10 years and over 75% within 20 years. Even if the latest agreement between the white house and health care providers (insurance companies, doctors, hospitals, etc.) comes true to reduce health care cost increases by 1.5% per year (down from 7.5% to 6%), the health care cost to employees will still increase significantly over the next years. Currently almost 1/4 of all health care costs are attributed to administrative tasks and profits for health care insurers (well more than any other country).

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Cheap Car Insurance in CT? He has a lapse in coverage… He has one minor moving violation dated in 2006. He needs State Min. 20/40/10 then He needs Comp and Collision 2000 deductible… He drives a 2001 Buick Century… Cheap Insurance Companies Anyone? Websites or phone numbers please… I have already tried all I know. Geico, Untrin, Esurance, Progressive, Safeco, Nationwide, State Farm, Travelers, Allstate…. Any others?


I need health insurance for my daughter?

I am a 70 % disabled military veteran looking for affordable health insurance for my daughter. Any suggestions?


Can you have a ‘black mark’ against you for car insurance?

I’m 20 years old, and because of the stupidly hiked insurance prices I got into riding motorbikes as a way of getting around. I now commute around 20,000 miles a year and the weather is really getting to me. I love riding but forced riding is different. Last year I was insured on a cbr 600 (2000 model) for £1200 a year TPFT, and this year part ex’d it for a Suzuki Bandit (2008) which is around £700 a year. Both bikes are 0 no claims as I’ve never kept a bike long enough to accumulate any. Now I understand cars are bigger and cause more damage etc, but bikes are quick, really quick, but how can insurers justify the stupidly high priced insurance for me on a car? Minimum £2500 a year!? My brother has a ford fiesta, an old old G red model, hes 2 years younger than me, and has always wanted to drive so he’s spent ages saving and working towards getting a car. Come his insurace quote, and they’re asking for £1200 a year TPFT. The EXACT same details, address etc, just with my name, age, and job (electronics technician) I’m looking at around £3000 a year, same company, no change. Its really getting to me now. I have to convictions, no speeding penalties, nothing. I’ve lead life so far getting involved in zero trouble, I do things by the book. So I’m beginning to wonder what’s up. My insurance prices are always double or more that of my families and friends cars, and coming up to winter, I really don’t want to risk loosing my job a second year running because its too dangerous to venture out in the snow by bike (hourly paid, high staff turnover.) I’d really appreciate any tips or advice anyone has, I’ve tried independent companies (phoning or internet), comparison websites, I’ve tried many many different models of cars, from boy racer cars, to a Diahatsu, I’ve gone through the ABI database looking at the exact insurance group for a car and then trying it. I’ve exhausted almost every option I can think of. I really really want to drive a car.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Looking for an insurance that will take my pre existing condition?

Hi, I have a double ureter in my left kidney causing me infection 4 times a year, I’ve been having this for almost 13 years and is painful and I can’t have a normal life. No insurance wants to take me because this pre existing condition and if they do my monthly payment is between $300 to $400 monthly because of my condition, I’ve already applied for Medi-cal and I wasnt elegible. I tried so many antibiotics and I want to start a treatment and without insurance it is impossible, could anybody tell me if there is a insurance that will accept me without paying so much. I live in Southern California. I want a normal life. Thanks.


What’s the best health insurance for self employed couple that does natural medicine?

We currently have united golden rule. they don’t pay for anything we have done, conventional or alternative. We want to have a baby soon, but would like to work with a midwife (paying cash). We wouldn’t mind paying for insurance if they would actually pay for SOMETHING, but nothing we actually need done is covered. Would an hsa be better? I guess I’m kind of looking into something that would cover the ER or major illness…


I have been married for nearly 20 years in california, but my husband and I were separated after only one year?

Thanks George for your advise. I may have not been particularly clear in this. We got married in 1992 and a year later in 1993 I left and moved out on my own. We are best friends but I feel taken advantage of. We live 50 miles apart and in different counties. LOL I know this is one heck of a situation. I love my husband and I am not in love with him. We are not compatible enough to live in the same home. He is a good person but not a good husband and I don’t mean to say that in a mean way. I made the mistake of marrying someone who was kind and good but not for me. I don’t know if that will make any sense. If I was self sufficient and could work I would and not worry about a thing. We each have 3 kids from a former marriage and they are all grown. We have 11 grandchildren together and we love being grandparents. I love his kids. so one way or another we will be in each others lives for ever, because of the kids. Because he is a teacher there will be no social security.


If employers quit providing health care insurance?

would those of you that are defending the US health care system still defend the system even though it cost about 2x that of other industrial countries without any better results? That is what is currently happening. Many large companies were paying the full cost of the health care insurance for the employee and family about 10 years ago. Today many of those companies now charge their employee about 25% of the health insurance cost due to the rapidly rising health care costs. Many large companies are now passing on the health care costs that exceed inflation to the employee. If the current rate of increase for health care remains the same, it is expected that employees will be required to pay over 50% of the health care premium within 10 years and over 75% within 20 years. Even if the latest agreement between the white house and health care providers (insurance companies, doctors, hospitals, etc.) comes true to reduce health care cost increases by 1.5% per year (down from 7.5% to 6%), the health care cost to employees will still increase significantly over the next years. Currently almost 1/4 of all health care costs are attributed to administrative tasks and profits for health care insurers (well more than any other country).

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Do self employed people pay less national insurance?

Do self employed people pay less national insurance?


How do I get income based health insurance as a NYS resident?

How do I get income based health insurance as a NYS resident?


Help. I’ve missed two car insurance installments by accident and now they want me to pay the rest in full.?

I’ve stupidly missed two payments. Not on purpose. I’m pregnant and at college with exams and I’m due in March so my mind is trying to focus on revising, focus on saving money to buy baby things with (which we still need to buy most stuff). and focusing on bills etc. Anyway. How can I still be insured but avoid having to pay them the rest of the due fees for my contract term? An idea I had was to cancel it, and then start new insurance with another company? I would have to pay a new deposit and to cancel the old insurance I would have to pay some money as well. Any other ideas?


Will my insurance rate go up if i recently got stopped for a failure to obey stop sign? More details!!?

i am 17 years old and i got a ticket for failure to stop at a stop sign but i could not find my papers. so the officer never scanned my insurance card. will my insurance rate go up? ps… im not on the insurance policy, it was my mothers car and i am a new driver.


Do I need car insurance to drive?

So I’m sixteen and use to think as long as the car had insurance I was okay. I have my license and sometimes I drive my moms car in case it was required since my mom really needs someone in the family to drive. Recently I was told I needed to be added to her list but my mom says since I have medical insurance it’s okay? oO That I just need some sort of insurance in order to pay.. not necessarily car insurance. So if I get pulled over and police ask for my license [which I have] and registration [which I also have] would I get arrested and have my license suspended?


Car Insurance quotes – when you get an online quote and it asks you?

how much your car is worth, do you quote the price you paid for it or its present price..? I ask because if you think about it you could have bought your car last year for £12, 000, and one year later it’s worth £9,000. If you car is written off it isn’t as ther inusrance company will pay out on the amount you paid for the car.. this happened to my brother and they only paid the value it was worth on the day of his crash which was considerably less….


Honduras Auto Insurance?

i have a client who has is traveling to honduras for a few months and needs to purchase auto insurance for the duration of his trip as his current carrier will not cover him on his travel. Any ideas where to find coverage in Honduras????


I am on Social security Disability. I am trying to see if i can get Insurance?

I am on Social security Disability. I am trying to see if i can get Insurance?


If employers quit providing health care insurance?

would those of you that are defending the US health care system still defend the system even though it cost about 2x that of other industrial countries without any better results? That is what is currently happening. Many large companies were paying the full cost of the health care insurance for the employee and family about 10 years ago. Today many of those companies now charge their employee about 25% of the health insurance cost due to the rapidly rising health care costs. Many large companies are now passing on the health care costs that exceed inflation to the employee. If the current rate of increase for health care remains the same, it is expected that employees will be required to pay over 50% of the health care premium within 10 years and over 75% within 20 years. Even if the latest agreement between the white house and health care providers (insurance companies, doctors, hospitals, etc.) comes true to reduce health care cost increases by 1.5% per year (down from 7.5% to 6%), the health care cost to employees will still increase significantly over the next years. Currently almost 1/4 of all health care costs are attributed to administrative tasks and profits for health care insurers (well more than any other country).

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Why does CAR INSURANCE cost more when a CAR/ motor vehicle is PAINTED RED?

Why does the color red coast more to insure ?


I lost my California ID just last week but I was already going to apply for behind-the-wheel driver’s license for a CA driver’s license.?

Should I get a new CA ID or just go through the process of getting my driver’s license? Or do I NEED the CA ID to get my driver’s license?


Medical/health Insurance for H1b and H4 visa holder?

What is the best medical/health insurance ?Is dental,vision and pre natal included? What are HMO/PPO plan?What do i need to know about it? need some input. pls suggest. thanks =)


Atv liability insurance?

i am just looking at atv`s, dont have a clue yet which one i want, so i cant get a insurance quote without all the details, if liability insurance is too high i wont be getting one anyone, it seems its Mandatory in Idaho, anyone have a General idea of insurance for a new, say 7,000 one would be, just a estimate. Also i hope i misread that i need to take a course to get a license for the atv, like a motorcycle ? Anybody know of states that do this ?


What would be the cost of car insurance in my situation?

I’m 18 turning 19 in a few months, I recently got my G2 and I’m considering on buying a 05 honda civic.


Is it illegal to drive without car insurance?

Is it illegal to drive without car insurance?


Can you recommend a cheap insurance company?

I’m seventeen and currently learning to drive. (I’ll hopefully be getting a Peugeot 206 or Renault Clio etc) Can anyone recommend somewhere that has CHEAP car insurance? Most places are quoting me £2000!!!! AHHHH On a price comparison site the cheapest quote was from Quinn Direct (£700-£800). Is this a good company or can you suggest other companys. (PS I live in N Ireland so local places please) Thanks in advance for answering 🙂


Can it be more affordable to get health insurance on your own than thru an employer?

Some more to add, I live in MA so forced to have insurance or I get penalized. I haven’t had any since July so I’m sure I’ll get hit at tax time. I’ve been looking at some stuff and I think I may be able to get Blue Cross cheaper on my own than a group plan at work. I literally would have to move if I took on the insurance at work. Wouldn’t be able to cover all my expenses with such a small paycheck after insurance. Absolutely absurd. Even the guy in the office thought it was a high price. No clue how they have individual plans for $70 but family plan goes up to almost $300, and it was only gonna be 2 people on it. They should have plans for familys depending on size.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Why do students need Insurance?

what benefit will they get from it? Why should the city of Quebec make insurances available to students. An example of a story would help.


Truck registration in different state health insurance?

I lived in california and drove a car my dad had under his name on the title. He died and i moved to montana with that same car. I have been on my step moms health insurance plan for some time. I am legally able to be on her plan as long as i list myself as being in the same household until age 26. I was wondering if i register that truck in my name if uncle sam can find out i moved and thus making my health insurance unusable. Should i just drop my step moms insurance and struggle to get my own? What are my options?


How can i cut my insurance premiums? UK?

I have 1.9 diesel 306, and have also a TT99 on my driving license which although my ban ended a while ago i have to declare and keep on license till 11/11.I have been driving legally for 18months now but its costing me a fortune every month for the insurance. How can i reduce my insurance from average of around £3000. Or does anyone know what cars are likely to be cheap to insure and run, (baring in mind i have partner and two kids to fit in the car as well. Thanks in advanced


And finally, would you be willing to pay more for your medical insurance if you knew for a fact?

people less well off then you would have a better chance at life.



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

What companies insure congressional leaders health care?

What companies insure congressional leaders health care?


If employers quit providing health care insurance?

would those of you that are defending the US health care system still defend the system even though it cost about 2x that of other industrial countries without any better results? That is what is currently happening. Many large companies were paying the full cost of the health care insurance for the employee and family about 10 years ago. Today many of those companies now charge their employee about 25% of the health insurance cost due to the rapidly rising health care costs. Many large companies are now passing on the health care costs that exceed inflation to the employee. If the current rate of increase for health care remains the same, it is expected that employees will be required to pay over 50% of the health care premium within 10 years and over 75% within 20 years. Even if the latest agreement between the white house and health care providers (insurance companies, doctors, hospitals, etc.) comes true to reduce health care cost increases by 1.5% per year (down from 7.5% to 6%), the health care cost to employees will still increase significantly over the next years. Currently almost 1/4 of all health care costs are attributed to administrative tasks and profits for health care insurers (well more than any other country).


Can you get your drivers license without any insurance?

I live in West Virginia 17 and I have had my learners for almost a year and have got all my hours so would it be OK if i got my license w/o insurance


Im a new driver, whats the most affordable and best car insurance for me?

Im a new driver, whats the most affordable and best car insurance for me?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


I just purchased car insurance today?

So I just passed my test today and just purchased insurance from Bell over the phone, and my policy starts from Friday. I know I cannot drive until Friday. So say I was pulled over by police on Friday night, and I have to take documents to the police station, how do I prove to them that I have insurance? I don’t have a piece of paper but I DO technically have insurance .. What do I do if I get pulled over?


DReam asks Can i buy health insurance?

I am a dreamer & i see i dont qualify for obama care i got that but i want to know if i can buy health insurance from a company or something?? Im abt to work in a plant & they required health insurance…


Is it mandatory to take Health Insurance before approval stamp on my visa passport for UK as domestic worker i?

Is it mandatory to take Health Insurance before approval stamp on my visa passport for UK as domestic worker in a private household?


Car insurance?

if you have a bright color car like red car.. do you pay more insurance?


While reverse parking I hit my bumper with a heavy thing and spoiled my bumper will it be covered by insurance?

While reverse parking I hit my bumper with a heavy thing and spoiled my bumper will it be covered by insurance?


Insurance question, share of cost?

I was approved for full coverage health insurance, and it says I have a share of cost of $915. Can someone explain to me what this is, do I have to pay it before I can get insurance? I’m 20 years old, so I’m new to this. Thanks in advance.


If you have two insurances…?

Well, sometimes the Dr says I have to pay a copay, other times I don’t and this is from the same place? Then some specialist ask for a copay and some say with 2 I don’t need to. And Aetna and BCBS have been no help whatsoever.


How can I get affordable health insurance because of obama care?

I work but i have 2 kids to support and I Make Minimum Wage.. plus rent and bills.. Does anyone have any suggestions about how i could possibly get health care or what will happen if I just simply cant afford it? And no smart *** remarks like get a better paying job. Jobs are hard to find where I Live and i am making it with what i have. But obama forcing us to have health insurance is making me wonder what Options i have. Medicare? or some kind of afforable health insurance? would love to hear people who are in the same boat i am. and any POSITIVE Suggestion would be helpful. Thanks


How much does renters insurance usually run?

I’m 25 and this is a pretty new concept to me. My new landlord (a management company) suggested that everyone get it For our own Protection.” I just need a ball park number. Thanks.”

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Has anyone written a letter to the judge to reduce the violation of the speeding ticket amount?

If so can you please read my rough draft below if you have successfully been able to lower your speeding ticket by writing the judge a letter. Maybe if you could give me some feedback on what you said in the letter to reduce the speeding ticket would be great information. Here is my rough draft below: Dear Honorable Judge, I received a ticket in the city of Pleasanton on December 15, 2009. I was in a rental car with my mother on our way to Los Angeles. Please understand that it is not a habit of mine to speed. I was preoccupied with adjusting to the features and capabilities of the rental car and I misjudged the speed of the automobile because I usually drive a Toyota Truck. I was speeding and this is my first speeding ticket in over three years. I know that I broke the law and what I did was wrong, and I am certain it won’t happen again. It is my first mark on my license. I am a young driver and I do plan on going to traffic school to remove the offense on my insurance. What this ticket will do to the insurance is something that I cannot afford. I am currently a full-time student at the Santa Rosa Junior College and I help my mother in a Residential Adult Care facility. I am asking if a reduction in the speeding citation offense is at all possible. I am a law abiding US citizen and it will greatly be appreciated. Thank you for taking the time to look at my situation. Yours sincerely, First Name, Last Name Let me know if you think this will work thanks


If employers quit providing health care insurance?

would those of you that are defending the US health care system still defend the system even though it cost about 2x that of other industrial countries without any better results? That is what is currently happening. Many large companies were paying the full cost of the health care insurance for the employee and family about 10 years ago. Today many of those companies now charge their employee about 25% of the health insurance cost due to the rapidly rising health care costs. Many large companies are now passing on the health care costs that exceed inflation to the employee. If the current rate of increase for health care remains the same, it is expected that employees will be required to pay over 50% of the health care premium within 10 years and over 75% within 20 years. Even if the latest agreement between the white house and health care providers (insurance companies, doctors, hospitals, etc.) comes true to reduce health care cost increases by 1.5% per year (down from 7.5% to 6%), the health care cost to employees will still increase significantly over the next years. Currently almost 1/4 of all health care costs are attributed to administrative tasks and profits for health care insurers (well more than any other country).


What cars are cheapest for road tax?

All these new guidelines. What would be the cheapest car to run, tax, and insure?


Good Cheap car insurance?

Im 16, Im getting my truck and my license in september, and I was wondering what car insurance companies I should look in to? I could be added onto my parents plan but it would be pretty expensive, I was wondering if there’s a cheaper option? what insurance do you have and why? thanks!


Can you recommend a good,cheap insurance for a 17 year old??

I don’t want to be on my mom’s because mine will be higher than normal because hers is already really high.I’d rather just have my own insurance.Thanks in advance!!


Why does our society feel bad for retail employees who have to work on Black Friday?

Or thanksgiving but they do not feel bad for the nurses, EMT, or even soldiers.


Health insurance for pregnant teens?

Friends of mine wanted to save money and dropped their health insurance offered through work and got a cheaper, private policy instead without maternity coverage. Their teen is pregnant and the no maternity coverage” applies to the covered children as well. They make too much to qualify for Medicaid. When they checked into signing up for a different plan


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