Why doesn’t insurance coverage increase along with premiums?

Why doesn’t insurance coverage increase along with premiums?

Suppose you have 100 / 300 / 100 car insurance coverage. Suppose you were paying $50 per month in 1990. Suppose you are now paying $75 per month in 2010. If the premiums go up because of inflation then shouldn’t the coverage? It costs more to fix a car in 2010 than it did in 1990. Is it correct to say the insurance company’s average risk is the same, but their maximum risk has gone down? Having to pay out $100,000 maximum today is less than $100,000 maximum in 1990. What do you think?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Question about Car Insurance?

At the moment i have a G2 lisence. If i get my full G lisence will my insurance be less?


Why the heck does car insurance make you pay more…?

when you call to file a claim? Like, why do they raise your rates when you call them to use their services that you’re already paying for? Someone pryed the emblem off my friends car and he said if he claimed it on insurance his rates would raise just because he claims it. What’s up with that?


Buying insurance right after an accident?

Just a question, and I don’t want assumptions that I’m the person in the scenario because I’m not and this has just been a burning question of mine for a long time. Ok, so someone gets into an accident and buys insurance right after. The thing is that the insurance papers will have the DATE it took effect, not the TIME it took effect. So in all respects, it was active on the day the accident happened and the person in question has to go to court to provide proof of insurance, in which the judge will see that it took effect on the day the accident happened, so the question remains, is this person covered?


No auto insurance on loan vehical in california?

My auto insurance through farmers insurance has lapsed as of December 1st on my vehicle which I have a loan through coast hills banking. I really am having a hard time getting the money together to get it going again. I told my husband even if a couple Bills go behind I have to pay it by Feb because I’m getting very nervous that it will be taken From me. Has anyone ever had to do this before? its my first time in this scary bind but I got in an auto accident that took my insurance money from me to pay for it so can someone tell me if its possible to loose my vehicle? Thank you

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Cheapest motorcycle insurance in Oregon?

I was thinking progressive?


Should we have National Auto Insurance too?

Wow lots of Republican hating here.. I’m not even a Republican, I loath those neo-con sellouts. As for car insurance not being a life and death thing, why is it mandatory then? Doesn’t that discriminate against the poor?


Cheapest insurance?

What company has the cheapest insurance for used cars.


Why doesn’t insurance coverage increase along with premiums?

Suppose you have 100 / 300 / 100 car insurance coverage. Suppose you were paying $50 per month in 1990. Suppose you are now paying $75 per month in 2010. If the premiums go up because of inflation then shouldn’t the coverage? It costs more to fix a car in 2010 than it did in 1990. Is it correct to say the insurance company’s average risk is the same, but their maximum risk has gone down? Having to pay out $100,000 maximum today is less than $100,000 maximum in 1990. What do you think?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Why is it so hard to get health insurance with an autoimmune disease?

I have rheumatoid arthritis and can’t seem to find affordable health insurance. Providers see huge red flags when I tell them this. Right now I get all my healthcare with the county of Los Angeles, which is huge relief, but at some point I may want to leave the Los Angeles area. I have no idea what kinds of health care programs other states have for the lower income people. I am surprised that health insurance companies can get away with avoiding people with certain diseases, unless they want to pay huge premiums. Can someone explain this to me?


Car insurance question?

If I am driving a company truck and lets say I got a ticket.. will my car insurance go up.. even though I am driving a company truck that is insured by the company..


Will the insurance give me another car?

the other guy’s insurace is paying for the damage


Car accident and insurance procedures?

I got into a car accident yesterday. I wasn’t at fault for the accident, and I know my car is totaled. I was wondering how the whole thing will go down with the insurance and what the process is going to be. I filed a claim with my insurance co. and am waiting for them to call me up. I was wondering if the other person’s insurance has to pay for my car and what not. I am also wondering if there will be any consolation since the other driver was dui.


Do cons understand by starting people on Obamacare…” sounds like a fear mongering tactic since its just a mandate to buy insurance?”

Do cons understand by starting people on Obamacare…” sounds like a fear mongering tactic since its just a mandate to buy insurance?”


Can anyone recommend affordable pet insurance in the US for cats?

Can anyone recommend affordable pet insurance in the US for cats?


What are great life insurance companys?

my mother wants me to put life insurance on her so when she passes i would have something. she is healthy. i would be paying for it tho. i would want something anywhere from $100,000 – $1,000,000. can someone tell me a few life insurance companys that are good i dont even know where to start. thanks


18 year old car insurance rate?

Can you give me an educated guess on how much it would be per month or 6/mo to insure an 18 year old boy on a 2005-2009 Mustang GT? Can Military service lower/raise the rates?


Why doesn’t insurance coverage increase along with premiums?

Suppose you have 100 / 300 / 100 car insurance coverage. Suppose you were paying $50 per month in 1990. Suppose you are now paying $75 per month in 2010. If the premiums go up because of inflation then shouldn’t the coverage? It costs more to fix a car in 2010 than it did in 1990. Is it correct to say the insurance company’s average risk is the same, but their maximum risk has gone down? Having to pay out $100,000 maximum today is less than $100,000 maximum in 1990. What do you think?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Question about life insurance:?

like many others, I’m confused about the issue of life insurance and I know better than to ask an agent so maybe someone here can answer this for me: when I die I’ll be leaving all my money to a close relative who will then be able to use it to pay my final expenses, so what do I need insurance for anyway? I’ll always keep enough money saved for that specific purpose…..


Help! i have car insurance but not on the car that was wrecked?

So, i never got around to transfering my car insurance from my old car to my new one and got in a wreck last night. Im not worried about fixing the car. Its old and im just gonna scrap it. My concern is if I was covered. I really dont wanna lose my license for driving uninsured. Does my insurance cover me in whatever car i drive or is it only for the specified car on the policy


Can someone who smokes marijuana get affordable life insurance?

Can someone who smokes marijuana get affordable life insurance?


Questions about auto insurance agent?

Maybe, I used wrong words that caused confusions. But I want to know which car insurance company allow agents to be independent agent, as in being able to sell all kinds of products instead of being locked into one? FEEL ME?


Concerned about insurance rates for 2011 Mustang – 305 HP V6?

I really want this car for my next car but I’m concerned about insurance rates. Will it be considered a sports car” even though it has the same engine as “family car” types like the Fusion? I’m over 25 (will be 26 in December) and I’ve not had any accidents just a couple of speeding tickets – one when I was 19 and one when I was 23. I’m buying later in the fall as a graduation present to myself since I’m finishing my master’s degree and I’m still driving my 02 Sunfire from high school.”


Will my insurance go up alot?

so the other day I was driving on freeway and slid out and went through a barbed wire fence on the side of the freeway. The cop said he had to do an accident report cuz its a state fence.And that they would send a letter to my house and possibly my insurance company. And the fence was fixed the next day. So do you think they will send a letter to my insurance? Will they charge me for the fence? Will my insurance raise alot? I’m 16 btw and liability only on my insurance.


Does the car appearance affect insurance?

Does the car appearance (good or bad) affect how much we pay for car insurance. I know insurance companies always ask What condition is your car?..any dents


Pregnant, no insurance and make too much money for medicaid. Advice?

I am an independent contractor and have no insurance. I am now pregnant before having a chance to get health insurance. Health insurance once pregnant is way too expensive. I make too much money for government assistance, but not enough to afford private insurance. I’m in a tough spot, and I wonder if anyone has any advice to help me finance my pregnancy.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Can you live off 1 million dollars your whole life?

Can you live off 1 million dollars your whole life?


How much is my car payment going to be?

I’m a 16 year old girl, in Albuquerque, NM. And I am going to buy a Used 2007 Chevy Aveo with 39,000 miles on it. The car itself is $8,995, and I figured out the down payment is gonna be like 1,000 dollars-ish. But I really wanna know how much my monthly is gonna be, and I know, my first car should be a clunker, but I really need something that is gonna work and get me places since I am really involved in school and sports and stuff. So, how much is my monthly gonna be? and INSURANCE! I know Insurance is gonna be higher since I am a teen driver, but I don’t know how much. And I wanna be able to ask my parents about how we’re gonna split the payments and stuff, since I am getting a job soon and I want to be able to pay for most of my OWN stuff. Thank You 🙂


Can anyone take a Life Insurance Policy on my life without me knowing it?

A while ago I heard of a story of a buisness taking life insurance policies out on their employees without their knowledge of it. So, I figure it cant be a far stretch for anyone to take out an life insurance policy on anyone if they know the relevant personal information. If they can, how can I find out what insurance company has written so I can have it DESTROYED.


How much homeowner insurance should I buy?

In other words, how much does it really cost to rebuild this house? My homeowner insurance company insures the dwelling for X, and another company suggests I insure it for 76% of X. So who is right and how do I find out? Another important question — do most people try to get 100% coverage in case the house is vaporized, or do smart people go for, say, 75% coverage because the entire house probably won’t be destroyed? Advice, please.



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Which state does someone have to live in for cheap car insurance?

Which state does someone have to live in for cheap car insurance?


Why doesn’t insurance coverage increase along with premiums?

Suppose you have 100 / 300 / 100 car insurance coverage. Suppose you were paying $50 per month in 1990. Suppose you are now paying $75 per month in 2010. If the premiums go up because of inflation then shouldn’t the coverage? It costs more to fix a car in 2010 than it did in 1990. Is it correct to say the insurance company’s average risk is the same, but their maximum risk has gone down? Having to pay out $100,000 maximum today is less than $100,000 maximum in 1990. What do you think?


What ever happened to the kid in the Mean Joe Green Coke commercial?

What ever happened to the kid in the Mean Joe Green Coke commercial?


Car insurance in New Zealand?

Im thinking of moving to New Zealand. I would want a car at some point and don’t know how much car insurence would cost. Im 19 been driving for a year and a half. No accidents, convictions etc?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


I am 59yo. Is it wise to carry a term life insurance for 100K? What are the advantage to this? I am divorced?

I am retired. My premium cost is $680 per year. It is a 20 year policy which I picked up when I was 59, now I am 74 yo. Give me your opinion.


Does anyone know whats the cheapest car insurance in NY ?

I have a 2003 Mitsubishi I’m 24 and i want to know which is the cheapest insurance that i can afford. I check a lot of the insurances out there but they are all so expensive. i just want something with the basic cover in order for me to be able to afford it. If someone knows of anything cheap please let me know thank you so much


Is it ever too late to tell your insurance company that you got into an accident?

It’s been 7 months and I haven’t called them yet. No police report was filed either. In your best opinion, Will I have to pay for the damages (1000$!) out of pocket or will State Farm help me out here?


CHEAP CAR INSURANCE WHERE PLEASE HELP?

Hi im 17 and just passed my driving test but i can’t find any where to get cheap car insurance. Please tell me if there is anywhere you know to get cheap car insurance, i have been to websites like go compare, and compare the market.com but they are to expensive insurance deals and i have been told the cheapest places are not on those website.Please help me as i want to drive 🙂


Im looking for the Best Cheap Insurance for a young driver?

Im looking for the Best Cheap Insurance for a young driver?


Just got my drivers license, what’s next? how do I get insurance? where do I go?

I’m 19 and I finally got my drivers license 😛 but I don’t have a car. but I need insurance 1. How do I get insurance? 2. Where do I go for Insurance? 3.What do I have to take with me? I need to get a car so… 4. How much down payment do you think is good? like would 1000 do it ? I dont have money. 😐 5.can I get loans? or should I get loans? Thanks 4 helping 😉


What is the penaltyfor expired medical card?

What is the penaltyfor expired medical card?


Cheapet Cars To Insure For A 18 Year Old?

i am 18 years old living at home, i have 1000 pound and i am looking for a cheap run around to get me to school and back,, does anyone know any cheap cars to insure tanks


Would you sell life insurance in Libya?

Would you sell life insurance in Libya?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Are the old vw campervans expensive to maintain?

about to get my first car soon and will have a part time job by then and i was just wondering if the old split screen campers are expensive to maintain (insurance for 17 year old etc)


Why doesn’t insurance coverage increase along with premiums?

Suppose you have 100 / 300 / 100 car insurance coverage. Suppose you were paying $50 per month in 1990. Suppose you are now paying $75 per month in 2010. If the premiums go up because of inflation then shouldn’t the coverage? It costs more to fix a car in 2010 than it did in 1990. Is it correct to say the insurance company’s average risk is the same, but their maximum risk has gone down? Having to pay out $100,000 maximum today is less than $100,000 maximum in 1990. What do you think?


Car acccident insurance issue?

I had a faulty accident. I gave my license plate number and registration number to the other party but I forgot to give them my insurance information ? what will happen now?


Life Insurance Policy Term vs ?

I am 40 yrs old non smoker female. My husband is 48 yr old smoker and has hep C but not at all at a bad level. His level is stable and low. He has had it since 2000- Question – a 150,000 life paying per month and when I hit 65 years old is there a life insurance that you can take out against your policy? Is there a difference between term and whole life insurance (not sure if that is correct) I wouldnt get it with my husband but only for me. Any suggestions?


How will health insurance brokers be affected by healthcare reform?

will health insurance brokers still have a job?


Is the road test hard in nj?

I’m 17 turning 18 in two months. I don’t like driving and I’ve only driven a handful of times. But I’m going to start driving more. I hear from a lot of people that the road test is easy. I’m not gettin lessons my parents are teaching me. So is the test easy or not so much? Also how is parallel parking ad such what is the test like??


How much would it cost to get insurance (if you can) on a $100,000.00 car if your 18?

Just asking for an estimate. If i cant get full coverage, could i just get liability?


cheap motor insurance quotes