Auto insurance is so confusing!! Help?

Auto insurance is so confusing!! Help?

My husband and I are currently covered at Geico. We pay 1320 for 6 months coverage. We’ve been with Geico about 5 years and our rates have stayed pretty much the same. I was looking at quotes online and there are significant differences between them all and I am so confused. I have been making sure that I am comparing apples to apples, all the same type coverage. Esurance quotes at $799 per 6 months, Teachers Insurance quotes at $1309 per 12 months, Mercury Insurance at $661 per 6 months, and then 21st century quotes at $1053 per 6 months. Why is there such a big difference between them?? My best bet looks like Mercury or Teachers right now…

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Auto Insurance Increase-Is this too much?

I backed into a tree that was in my blind spot 2 nights ago and got an estimate today of $2446.00 damage. My deductible is $250. My insurance agent quoted me a 75% increase in my monthly insurance cost. 75%!!!! This is ridiculous to me considering I have no other points on my insurance or any history. In the end after paying this increase over 3 years (plus deductible), it will cost me $2410. Shouldn’t insurance save you money? Isn’t there anything I can do (other than pay to fix my car out of pocket)?


Do I need to have insurance before registrating a car in California?

Do I need to have insurance before registrating a car in California?


Can I buy term life insurance for my aunt who lives in CA?

I live in Florida and was just wondering if I can purchase a term life insurance policy for my aunt in California? Will the term life insurance policy be in my name or her name, because I will be paying for the policy?


Does Your Insurance Rate Go Up in a Hit & Run?

So the other day, I walked back to the parking lot after work to my car and noticed a huge dent across my passenger side/side mirror broken off. Front quarter panel and door are gone as well. No note was left. What do I do? If i go through insurance, is my rate going to go up? Whats the best way to handle this??

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

What does EMS stand for in Grand Theft Auto 5?

What does EMS stand for in Grand Theft Auto 5?


Will my insurance go up if we get another car?

Ok, so im 16 and I want to know if my mom buys herself a new car and gives me her old one, will my insurance go from a part time driver to a full-time driver, EVEN if BOTH cars are in HER name. So in total, there will be 3 cars, 1 my dad’s(his name) and 2 my mom’s(her name) I’ve heard many different answers, some of which say no, and some yes. If it helps, I live near Philadelphia PA. Thanks!


How do i get health insurance?

im 19 years old, im not pregnant, i have no children… im really clueless to the whats” and “hows” im in college


Auto insurance is so confusing!! Help?

My husband and I are currently covered at Geico. We pay 1320 for 6 months coverage. We’ve been with Geico about 5 years and our rates have stayed pretty much the same. I was looking at quotes online and there are significant differences between them all and I am so confused. I have been making sure that I am comparing apples to apples, all the same type coverage. Esurance quotes at $799 per 6 months, Teachers Insurance quotes at $1309 per 12 months, Mercury Insurance at $661 per 6 months, and then 21st century quotes at $1053 per 6 months. Why is there such a big difference between them?? My best bet looks like Mercury or Teachers right now…

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Which Life Insurance is Best among the below list?

Which Life Insurance is Best among the below list LIC ICICI SBI HDFC ING Kodak


How will my first speeding ticket in Florida effect my insurance?

Ok, to all the people that just came here to tell me to stop speeding…relax, I normally don’t. The only reason I was today was because I was running late to work. I know it was dumb, and I got caught so it wasn’t worth it either. All I’m trying to do is find out more info on how many points I’m going to get and how it’s going to affect my insurance. If I wanted to get lectured on why I shouldn’t speed I would have gone to my parents.


Help with health insurance terminology?

In layman’s terms, what is: 1) a deductible and 2) an insurance premium? And how do they work in health insurance? An example would be appreciated.


What is the proper way to repaint a brand new car? Insurance question…?

I recently had my car damaged in one of our Texas storms. It caused about $4000 in damage to the entire left side, hood, and both bumpers, and knocked out two windows. I just got my car back from the insurance suggested” body shop and I can still see where many of the rock marks were painted over. There are divets in the paint in a lot of spots


On average, what does it cost to add a teen to your auto insurance?

On average, what does it cost to add a teen to your auto insurance?


How to find stolen life insurance benefits?

If someone were to submit a benefit disclaimer letter to a life insurance company with a forged signature (the beneficiary was never told of the policy). What would be the best advice (other than seeking an attorney) to find any and all life insurance company names at the time of the insured’s death? Can I report a fraud claim with my state (Ohio) if I have physical proof? I can file a missing life insurance/annuity search request, but don’t know if this will help me find any disclaimed benefits already stolen. I have a feeling life insurance company’s would keep this quiet. I suppose I could cold call the life insurance company’s that operate in my state and ask if they have my name on file.


Car insurance before registering?

Car insurance before registering?


Can i drive with just insurance?

is it ok for me to drive with just insurance on my car for a certain amount of time?


Auto insurance is so confusing!! Help?

My husband and I are currently covered at Geico. We pay 1320 for 6 months coverage. We’ve been with Geico about 5 years and our rates have stayed pretty much the same. I was looking at quotes online and there are significant differences between them all and I am so confused. I have been making sure that I am comparing apples to apples, all the same type coverage. Esurance quotes at $799 per 6 months, Teachers Insurance quotes at $1309 per 12 months, Mercury Insurance at $661 per 6 months, and then 21st century quotes at $1053 per 6 months. Why is there such a big difference between them?? My best bet looks like Mercury or Teachers right now…

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much will insurance cost for a 2009 kawasaki 250 ninja for a 16 year old?

i would just like to get an idea….i live in northern Ontario


What’s the best car insurance to go through?

I’m getting a car soon would like to know the best and the cheapest kind of insurance to get.


Your thoughts on health insurance…?

When you get car insurance, it doesn’t cover oil changes, tune-ups, spark plug replacement, and other typical maintenance, just major costly items that are unreasonable to save up for or anticipate. When you get home owners insurance, it doesn’t cover repainting, replacing a broken toilet, or replacing worn out carpet, just big cost items that occur when something goes drastically wrong. And people seem to be able to take care of all these things just fine without having insurance for it. So, why is everyone’s health insurance involved in things like their normal doctor visits and such? Shouldn’t people plan ahead to pay for these routine costs like they do for their cars and homes? Just my thoughts. What do you think?


What is a good health insurance provider in Texas?

My mom gets sick very often and would like to purchase some health insurance since she isn’t eligible for MedicAid. What’s a good health insurance provider in Texas?


Suing someone who totaled my car without my permission to drive it?

Long story short, me and my boyfriend we’re drinking at his friends house and his little brother was home. I got tired and went to slept and left my keys and my clothes and phone and such where I always leave them. I get woken up in the middle of the night to his little brother telling me I had a flat tire. At the time, since I was still half asleep, nothing registered in my head and I just said I’d look at in the morning. Well, I go outside and my car is completely totaled a and this kid is 17 with no license and no insurance and left as soon as I said I had to call the cops. The cop was a real asshole and said I could probably only get 3,000 out of it since my car doesn’t have full coverage my car is worth $7,988. I had a bump on my head from where me and my boyfriend had got into an altercation in the previous night so the cop assumed that it was me who drove the car. I have messages between me and the boy proving he did it. Would I be able to sue him?


Auto Insurance question?

Car hood popped open while driving (apparently was not closed properly when I closed it last) . Damage to windshield and dents on hood. I have a ridiculously high deductible for going to pay myself for the repair. My only question is: I get free windshield replacement thru my auto insurance (no deductible). Is it possible to get just the windshield replaced by them and I take care of the rest? Or are they going to want me to go through them for the whole damage (hood) when I call them for the windshield? Thanks.


How can buy term life insurance?

My husband and I recently purchased a home and have a baby on the way. We are desperately searching for a solid insurance company to purchase a 20yr level term life policy.


What car insurance company has a commercial with a man riding a bike?

It’s a car insurance commercial with a guy riding a little bike on the highway in his suit. it says car insurance slowing you down?” or something. i want to find the commercial online or at least what insurance company it is. Help!”

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Car insurance for an ocassional driver..?

I am 17 years old and I am getting my g2 class license in a week. I plan on going as an occasional driver on my moms car which is a 2002 or 2003 Ford Cougar. Does anyone know what the price of insurance would be a year approx? I know she pays about $120 for car AND house insurance… for an occasional driver on a red 2002 or 2003 Ford Cougar (red sports car) how much would insurance per year be? Any help would be great thanks!!! 🙂


Student Health insurance?

I have a friend who just turned 18 and no longer qualifies for Badger care (state insurance). Her mother is jobless and her father is out of the picture. She has a part time job but it does not provide insurance. She is still in High school and needs some sort of coverage. Does anyone know of an affordable health insurance plan for students?


Can a person get term life insurance with no income?

This person has no source of income, has savings to pay bills currently and is anticipating income soon.


Can insurance take away itself just because my husband doesn’t have a license?

So I’ve had car insurance for 4 years then got married 2 years ago. My husband doesn’t have a license. Is it legal for them to do that?



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Iphone broken on plan no insurance, whats a cheaper but still good phone i can buy outright to replace? isSamsung Galaxy A3 any good?

i dont like how non apple phones have a million apps and rubbish everywhere, anything easy to customize and keep simple like iphone?


Auto insurance is so confusing!! Help?

My husband and I are currently covered at Geico. We pay 1320 for 6 months coverage. We’ve been with Geico about 5 years and our rates have stayed pretty much the same. I was looking at quotes online and there are significant differences between them all and I am so confused. I have been making sure that I am comparing apples to apples, all the same type coverage. Esurance quotes at $799 per 6 months, Teachers Insurance quotes at $1309 per 12 months, Mercury Insurance at $661 per 6 months, and then 21st century quotes at $1053 per 6 months. Why is there such a big difference between them?? My best bet looks like Mercury or Teachers right now…


6 penalty points for driving without full license?

I recently received 6 points for driving without full license and no insurance. Car was insured but named driver was not in the car (i was insured as well but without somebody over 21 years old with license next to me so insurance is not valid then) What happens next? It was stupid idea but you always learn on mistakes :I


How much will a mg zr 1.4 be to insure?

im 17 and i know it want come over 4000 a year

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Wrecked without car insurance….=/

My little brother was driving today and got into an accident. Apparently he thought my mom had covered the car as a family plan but found out he had no insurance. He just bumped the rear bumper and scratched off some paint but the police were called, and they didnt ask him for his insurance just for who he was covered under, and he told them STate Farm thinking he was. They dismissed him from the scene and now my mom is yelling she’s never had him on insurance apparently it was his responsability lol… Anyways just curious, he got a fine for the violation, what should he do to fix this and what can he do? Also what do we expect from this accident? Thanks in Advance!


Cheap Insurance Company For Teen Driver In Texas?

I’m 15 years old and I’m going to get my permit soon. And in order to drive, I have to buy insurance. Does anyone know a cheap insurance provider that offers the cheapest rates at the permit stages? And what is the cheapest way to be insured? Thank you!


Is there any insurance available for getting braces?

Is orthodontic dental insurance legit? How about medicare, will that cover it???


Can a 16 year old get auto insurance without being under a parents name?

I’m a 16 year old girl and I’m buying my own car. My parents and i don’t get along at all (stepfather hates me, mom isn’t on my side). So can i get auto insurance without being under their name? Also, would it cost a lot more? I’m an honor roll student.


Life insurance Vs. Investing $$ ?

just a thought …I have 40k life ins through work which of course would double if u died in a accident..Then accidental $$ with bank etc..I recently got a extra policy through state farm for 100k 20 year tearm…..im 45 years old an my wife is 42 years old…im a weightlifter an over weight but my 315 lb 5’11 body doesnt tell my whole story..anyway….my monthly rate is 70.00 an wifes is 30.00 an kids riders are 15.00 total..,..I was thinking instead of paying 70.00 a month for mine i would just get my wife an kids policy an invest 70.00 a month an be in my own control…is this a dumb thought? i understand that if i do die withing next 20 years the 100k policy is best route but geez 70/mnth is hi for 100k policy.. thoughts /advice/ideas welcome..thanks


Do you need full coverage insurance to take a driving test?

How does that work? Me and my boyfriend just got a car & I still need to get my license in order to get full coverage insurance, but can I take my driving test without full coverage? I’m in a bit of a pickle here any opinions would be great! I live in California.


Where can I get a good deal on my car insurance?

I passed my driving test about 4 days ago now and sooo badly want to get a car. I am looking at a ford fiesta 1.25 zetec which I have seen but have done some insurance quotes and its sooo expensive. Where and how can I find cheap car insurance. I am doing my pass plus next week and I am now 18. I have a mum and dad i could put on the insurance but they do not have any no claims as they drive a company car. So is there anyway I can get a good deal and where? HELP!!!!


Is a Nissan 300zx TT a good car for a teenager? And what should I know about driving turbo?

I was wondering if there was any specific cautions for a teen driving a turbo car. Is it hard to stop? What do I need to know?


How much will my insurance and maintenance costs be affected by what type of car I get?

I’m about to be 18 and am planning on getting my first car soon. I’ve been driving for almost 3 years in my parents’ cars but need my own for heading off to college and such. I don’t know what type of car I want to get, but it’s gotta be cheap, old and used, preferably up to $6,000-7,500 at the absolute max. The problem is that I’ve been really into cars for most of my life and would rather have something a little nicer to start, I mean within the same price range but for example a Mustang, Mitsubishi 3000GT, BMW 3- or 5-Series, etc., rather than the usual Civic or Camry (not that I’d mind one of them either). The problem is that I’m worried the insurance will be way more expensive. The latest quote my dad got was a few weeks ago and it was quite a bit lower than I expected, only like $560/yr., but that was with their old ’93 Taurus GL. Will having a sports car or more high-end car affect it really dramatically or will it not make that big a difference as long as my driving record stays good? Also, how much more does it cost to maintain and repair a car like a used BMW than it does just a normal car like an Accord? I’ve always heard that European cars in particular can be temperamental and finicky if not maintained properly, so I’m just worried that I won’t have the money and know-how to have and keep a car like that as my first car.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Does buying a car with a salvage title effect insurance?

We are looking into buying a 2003 Honda Civic EX Coupe that has a salvage title for my first car. The salvage was only a small fender bender, airbags are still intact and no frame damage. Would that effect MY insurance cost? If so, how much would it probably effect it? Thanks!


Auto insurance is so confusing!! Help?

My husband and I are currently covered at Geico. We pay 1320 for 6 months coverage. We’ve been with Geico about 5 years and our rates have stayed pretty much the same. I was looking at quotes online and there are significant differences between them all and I am so confused. I have been making sure that I am comparing apples to apples, all the same type coverage. Esurance quotes at $799 per 6 months, Teachers Insurance quotes at $1309 per 12 months, Mercury Insurance at $661 per 6 months, and then 21st century quotes at $1053 per 6 months. Why is there such a big difference between them?? My best bet looks like Mercury or Teachers right now…


Is whole life insurance recommended?..?

Is whole life insurance recommended?


Can my brother use my bank account to pay for his car insurance.?

My brother doesn’t have a bank account and he needs to pay his car insurance using direct debit. can he use my bank account? Would it matter if it was my name on the account? also, If he had a crash would costs come from my account? I hope somebody can help.


Where can I get the best Health or medical coverage in New York or online?

Where can I get the best Health or medical coverage in New York or online?


How much does Mercury insurance cost for new teenage drivers?

my family already is on mercury (4 people)…how much more is it with mine included? (im going to have to pay for it)


Are health insurance rates a state or federal matter of approval?

I read this story today: The Obama administration is asking Anthem Blue Cross to justify its plans to raise health insurance premiums…” “Health and Human Services Secretary Kathleen Sebelius sent a letter to the company’s president on Monday calling the planned increases extraordinary and difficult to understand. She wrote that the company has an obligation to provided a detailed justification for the rate hikes to the public.” I thought that health insurers were state regulated and regulated by the NAIC–not the Secretary of Health and Human Services. Anthem is in California if that makes a difference.”


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