When will my car insurance rates get cheaper, due to having a clean driving record?

When will my car insurance rates get cheaper, due to having a clean driving record?

I know I didn’t do the best job asking the question, but I’ll try to be short and sweet. I’m going to turn 18 in one month and 5 days. I got my license exactly one year ago, November 14th,2009. In January 2010, I got into a small accident, it was during my midterms at school, was a little stressed, but I rear-ended somebody, sadly not in my crappy car that would’ve cost barely anything to fix, but in my fathers expensive car. Now there was no damage done to the other car, and barely any damage done to my fathers, but because the airbags deflated (which ended up being the most expensive thing to fix) it was a hefty amount to pay. Insurance covered it (geico) and they advertised that the first accident wouldn’t effect our rates. Well they lied and it did, so our rates went up because of my one accident. Since the incident, my parents have not got into an accident in at least 7 years, and since my accident all i have received is a few parking tickets. All in all, what I’m asking is; when are my insurance rates going to go back down? I’m going to remain on my parents insurance for a while, just because its cheaper etc etc… and I know I’m still under 25, and a guy, but will they ever go back to the original price they were at when I got my license? (before they got raised)

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

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I know I didn’t do the best job asking the question, but I’ll try to be short and sweet. I’m going to turn 18 in one month and 5 days. I got my license exactly one year ago, November 14th,2009. In January 2010, I got into a small accident, it was during my midterms at school, was a little stressed, but I rear-ended somebody, sadly not in my crappy car that would’ve cost barely anything to fix, but in my fathers expensive car. Now there was no damage done to the other car, and barely any damage done to my fathers, but because the airbags deflated (which ended up being the most expensive thing to fix) it was a hefty amount to pay. Insurance covered it (geico) and they advertised that the first accident wouldn’t effect our rates. Well they lied and it did, so our rates went up because of my one accident. Since the incident, my parents have not got into an accident in at least 7 years, and since my accident all i have received is a few parking tickets. All in all, what I’m asking is; when are my insurance rates going to go back down? I’m going to remain on my parents insurance for a while, just because its cheaper etc etc… and I know I’m still under 25, and a guy, but will they ever go back to the original price they were at when I got my license? (before they got raised)

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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When will my car insurance rates get cheaper, due to having a clean driving record?

I know I didn’t do the best job asking the question, but I’ll try to be short and sweet. I’m going to turn 18 in one month and 5 days. I got my license exactly one year ago, November 14th,2009. In January 2010, I got into a small accident, it was during my midterms at school, was a little stressed, but I rear-ended somebody, sadly not in my crappy car that would’ve cost barely anything to fix, but in my fathers expensive car. Now there was no damage done to the other car, and barely any damage done to my fathers, but because the airbags deflated (which ended up being the most expensive thing to fix) it was a hefty amount to pay. Insurance covered it (geico) and they advertised that the first accident wouldn’t effect our rates. Well they lied and it did, so our rates went up because of my one accident. Since the incident, my parents have not got into an accident in at least 7 years, and since my accident all i have received is a few parking tickets. All in all, what I’m asking is; when are my insurance rates going to go back down? I’m going to remain on my parents insurance for a while, just because its cheaper etc etc… and I know I’m still under 25, and a guy, but will they ever go back to the original price they were at when I got my license? (before they got raised)

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

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I know I didn’t do the best job asking the question, but I’ll try to be short and sweet. I’m going to turn 18 in one month and 5 days. I got my license exactly one year ago, November 14th,2009. In January 2010, I got into a small accident, it was during my midterms at school, was a little stressed, but I rear-ended somebody, sadly not in my crappy car that would’ve cost barely anything to fix, but in my fathers expensive car. Now there was no damage done to the other car, and barely any damage done to my fathers, but because the airbags deflated (which ended up being the most expensive thing to fix) it was a hefty amount to pay. Insurance covered it (geico) and they advertised that the first accident wouldn’t effect our rates. Well they lied and it did, so our rates went up because of my one accident. Since the incident, my parents have not got into an accident in at least 7 years, and since my accident all i have received is a few parking tickets. All in all, what I’m asking is; when are my insurance rates going to go back down? I’m going to remain on my parents insurance for a while, just because its cheaper etc etc… and I know I’m still under 25, and a guy, but will they ever go back to the original price they were at when I got my license? (before they got raised)


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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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When will my car insurance rates get cheaper, due to having a clean driving record?

I know I didn’t do the best job asking the question, but I’ll try to be short and sweet. I’m going to turn 18 in one month and 5 days. I got my license exactly one year ago, November 14th,2009. In January 2010, I got into a small accident, it was during my midterms at school, was a little stressed, but I rear-ended somebody, sadly not in my crappy car that would’ve cost barely anything to fix, but in my fathers expensive car. Now there was no damage done to the other car, and barely any damage done to my fathers, but because the airbags deflated (which ended up being the most expensive thing to fix) it was a hefty amount to pay. Insurance covered it (geico) and they advertised that the first accident wouldn’t effect our rates. Well they lied and it did, so our rates went up because of my one accident. Since the incident, my parents have not got into an accident in at least 7 years, and since my accident all i have received is a few parking tickets. All in all, what I’m asking is; when are my insurance rates going to go back down? I’m going to remain on my parents insurance for a while, just because its cheaper etc etc… and I know I’m still under 25, and a guy, but will they ever go back to the original price they were at when I got my license? (before they got raised)


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