Really dumb questions about car insurance?

Really dumb questions about car insurance?

This is my first time buying a car, and I have a question that may be kind of dumb. I live in Illinois, so it is illegal to drive a car that’s uninsured. I don’t have a car now, so I don’t have a way of transferring insurance or whatever. – What do I do when I find a car and buy it and need to take it off the lot? I don’t know what kind of car I’m getting, so I can’t really get the insurance ahead of time. – If I did get pulled over for whatever reason, would the police be understanding if I just bought the car? – How quickly do insurance companies usually get you covered over the phone (particularly, Progressive)? – Do you have to pay a deposit? When? – When would my first actual payment be if I pay once every 6 months? I know these are dumb and basic, but please understand that I have never ever bought a car or gotten car insurance.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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My car insurance renews in january.. what if I pay it all off say by april, but then I get a new car in May does the insurance transfer over and I pay the difference for the new car? and what if I didn’t pay off all the insurance but got a new car would I not have to pay off the rest of the balance? I never understood this.. thank youu


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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Average cost for insurance?

What do u think the cost of insurance for a mazda rx-8 would cost or a sports car similar to that (cars with a big bonnet like mazda rx-8). This would be for a 17 year old. Please help


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Will the insurance companies pay out on a whole or term life policy if you were killed while driving drunk?


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Which is the best company to provide affordable individual health insurance? or best way to getting one?


Really dumb questions about car insurance?

This is my first time buying a car, and I have a question that may be kind of dumb. I live in Illinois, so it is illegal to drive a car that’s uninsured. I don’t have a car now, so I don’t have a way of transferring insurance or whatever. – What do I do when I find a car and buy it and need to take it off the lot? I don’t know what kind of car I’m getting, so I can’t really get the insurance ahead of time. – If I did get pulled over for whatever reason, would the police be understanding if I just bought the car? – How quickly do insurance companies usually get you covered over the phone (particularly, Progressive)? – Do you have to pay a deposit? When? – When would my first actual payment be if I pay once every 6 months? I know these are dumb and basic, but please understand that I have never ever bought a car or gotten car insurance.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Auto Insurance?

When a child is taking Driver’s Ed …and you are giving him extra practice time while you are in the car. Do you need to add him to your insurance?


Car insurance question?

So I was in a car accident recently, pretty minor, but the damage to my car exceed the value of my car by A LOT Damage total $2500. Car 91 integra, not worth 2500 anymore. The damage to the front end is a lot of cosmetic, but there is also frame damage, ac compressor broken, head lamp broken, and bald spots on the tires from me breaking so fast. First question in an accident were the at party person assumes responsibility of the car and both parties decide to not go through insurance both parties have to come to an agreeable amount right? Seems right, right. Second- If the party not at fault is not happy with the agreed amount and decided to go through insurance instead, but the damage exceeds the value of the victims car, is the responsible parties insurance going to pay out the amount of the damage done, I got 4 estimates or it the insurance going to pay only the value of the car and salvage my title? Second, can the responsible party pay out the amount that is agreed upon and then expect to get the victims (my) car in return? Or is his considered extortion? Cause there is no f-in way I the person who is not responsible for the accident can find a reliable car for 1500 bucks, but could part out, or retire my car, sell my car and get more plus the 1500 she agreed upon. I am afraid that if insurance is involved they are going to total my car out thus costy me hundreds more, then it will be worth nothing and I would not be able to retire it and get money from that or even sell it. Lastly, this person has no right to ask me for my car right, she caused the accident and is responsible for paying for that damage that she cause one way or another. Please help me figure this out.


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Someone rearended me and damaged my bumper.and my car did not start after that.I have insurance and she does too.wil I have to pay for any thing at all


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I know this may sound irresponsible, but I have recieved two tickets in the past month in two seperate locations within Texas. The first ticket I received was for not coming to a complete stop and having my old insurance card because I left the new one which was sitting at home. I sent this ticket to my attorney to take care of. Then two weeks late I get a speeding ticket in a small district which I took care of myself right away and now taking a defensive driving course to clear it from my record. I now get news that the first ticket I obtained couldnt be cleared by my attorney and that I have to do defensive driving for the stop sign which I cant because I am already taking it and do deffered ajudification for my insurance which I had even though it was not present at the time. The question I have is, will my insurance ticket be dismissed if I show proof that I indeed had it at the time and would I be able to do deffered ajudification for the stop sign fine instead? These are the first two tickets I have ever received and I am pretty clueless on how the process works. Any help would be great.


Have you ever heard of an Internet auto insurance agent named NetQuote?

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Really dumb questions about car insurance?

This is my first time buying a car, and I have a question that may be kind of dumb. I live in Illinois, so it is illegal to drive a car that’s uninsured. I don’t have a car now, so I don’t have a way of transferring insurance or whatever. – What do I do when I find a car and buy it and need to take it off the lot? I don’t know what kind of car I’m getting, so I can’t really get the insurance ahead of time. – If I did get pulled over for whatever reason, would the police be understanding if I just bought the car? – How quickly do insurance companies usually get you covered over the phone (particularly, Progressive)? – Do you have to pay a deposit? When? – When would my first actual payment be if I pay once every 6 months? I know these are dumb and basic, but please understand that I have never ever bought a car or gotten car insurance.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


What is the best auto insurance company?

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What insurance companies cover art galleries and what ..is an average cost to insure a gallery in the South?

What insurance companies cover art galleries and what is an average cost to insure a gallery in the South?


Can my dad by a motorcycle and put it under his insurance for me to drive?

ok im conused about this whole thing i know for a 16 year old motorcycle insurance is crazy. So how would this work my dads been driving all his life(Harley-Davidson) and his insurance is cheap, now for me its gonna be alot of money so can he buy the bike and put it under his name then i just drive it so then it wont be so much $ on me? can this work or is that illegal for me to be driving someone elses bike? is there anyway like i stated above to make my insurance cheaper if this doesnt work?


What is the cheapest car insurance and what company for a 17 year old?

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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Gap insurance and warranty on car that was totaled?

I am not sure who is right on this one…. We bought a car in 12/11. We purchased gap insurance and an extended warranty at that time through the dealer. We decided to refinance the car through the credit union were we are members. The gap insurance was 1/2 the price we purchased at the dealer. The dealer and bank said that we should receive a refund. In the process of all of this the car was totaled by my 18 year old daughter in March. 1. We recieved a check made out to us from the dealer for the gap insurance.(pro-rated 4 months) 2. The dealer turned in the paperwork for us for the refund on the warranty and the warranty company sent it to the previous lein holder that we left. The initial bank in turn said it was our money and reissued a check made out to us. Any thoughts appreciated. Is it really our money?


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I went into the er last night for an injury and was treated and sent on my way and have insurance and have yet to receive the bill. My question is will my insurance cover me since i am leaving my place of employment where i am insured in the coming week. I was admitted when i had insurance but i may get the bill when i do not have insurance.



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

If an insurance company makes a profit, isn’t that a scam?

If an insurance company makes a profit, isn’t that a scam?


Really dumb questions about car insurance?

This is my first time buying a car, and I have a question that may be kind of dumb. I live in Illinois, so it is illegal to drive a car that’s uninsured. I don’t have a car now, so I don’t have a way of transferring insurance or whatever. – What do I do when I find a car and buy it and need to take it off the lot? I don’t know what kind of car I’m getting, so I can’t really get the insurance ahead of time. – If I did get pulled over for whatever reason, would the police be understanding if I just bought the car? – How quickly do insurance companies usually get you covered over the phone (particularly, Progressive)? – Do you have to pay a deposit? When? – When would my first actual payment be if I pay once every 6 months? I know these are dumb and basic, but please understand that I have never ever bought a car or gotten car insurance.


On average how much more would the cost be for insurance for a house with a pool?

We are thinking about buying a home in So Cal that is a 4 +2 house on a 10,000 sq ft lot. The house has a pool though, and our concern would be what the cost of insurance would be. The pool is deep, and there is no diving board, and at the present time there is no fence. What do you all think? We have small children, so once we purchase the home, we will put a fence up, but we’re just trying to guesstimate at this point. If anyone has any thoughts, by all means share them! I really appreciate any direction I can get with this. *I would rather not call 50 Insurance agencies to get quotes and have someone selling something I don’t need yet!* Thanks a bunch.


Can you get auto insurance over the Internet ..immediately?

Can you get auto insurance over the Internet immediately?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


I’m 16, how much would insurance be if I had a 1993 Toyota Supra MKIV under my name?

I’m 16, how much would insurance be if I had a 1993 Toyota Supra MKIV under my name? The description I have for the car(I know some of it is useless, to lazy to take it out): – Clean Title – 1993.5 – Toyota – Supra – About 178k. – 3.0 2JZ-GE N/A – Auto with Overdrive & Manual mode – Black on Black – Targa Top – Major maintenance was done at 171k including timing belt and water pump. – Aftermarket HKS Exhaust, full exhaust all the way through. -Aftermarket Ram Intake – Has the usual rock chips as a daily driver should. But I photographed the two major flaws on the car. Check the pictures out – A/C Blows cold, all the power options work except for cruise control. I think it may just be a fuse. – Doesn’t have backseats.


Why is it better to use an independent Insurance Agent? need advice?

Why is it better to use an independent Insurance Agent? need advice?


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What is an insurance premium?

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getting a scooter , how much will my insurance be?


What are some affordable health insurance plans?

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Should I sue or settle with the insurance company?

So, my 2010 Sentra (Brand New less than 6K miles) was rearended. It’s been hell dealing with the other guy’s insurance company- never return calls, no followup, etc….. My car is back looking great except for minor details (issue with the trunk) which I hope to work out with the shop. They are giving me a low ball offer on diminished value and I live in a state that grants diminished value Here are my questions: 1) Is there a simple calculator that can be used to calculate diminshed value? The car was in pristine condition prior to the wreck 2) At this point, is it better to use a Attorney? I want to be compensated for days lost from work, medical expenses, diminished value, pain and suffering (also if shop is not able to work out minor repair detail I want compensation for that )


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I saw the 4 cheapes sports cars for insurance a mazda mx 5 and a pontiac solstice would they be the cheapest sports car for insurance for a 16 year old or what sports car would be the cheapest to insure for a teen I know for a teen with a sports car would not be cheap we have the money but what sports car would be the cheapes for a teen


I dont understand my car insurance??!!?

My car is insured by progressive. There was a break in attempt about a month ago. Unfortunately, i was out of town and my husband didnt file a report. Upon attempting to break in, our window would not roll up or down anymore because they set it off track. Today, our whole lock came out of the door! (I dont know what its called, the place that you put your key in the door in order to lock your car, it came out of the door.) We are broke and cant fix it because BMW parts are SO expensive. Ive been extremely worried about my car being stolen and have been trying to understand my policy. But i dont! What happens if my car gets stolen? Which part of the policy talks about it being stolen? My car was financed to my husband by Navy Fed, depending on the insurance, do they pay off the bank?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Is there a type of independant health insurance that is cheap, or semi cheap? And that is not a fraud?

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Really dumb questions about car insurance?

This is my first time buying a car, and I have a question that may be kind of dumb. I live in Illinois, so it is illegal to drive a car that’s uninsured. I don’t have a car now, so I don’t have a way of transferring insurance or whatever. – What do I do when I find a car and buy it and need to take it off the lot? I don’t know what kind of car I’m getting, so I can’t really get the insurance ahead of time. – If I did get pulled over for whatever reason, would the police be understanding if I just bought the car? – How quickly do insurance companies usually get you covered over the phone (particularly, Progressive)? – Do you have to pay a deposit? When? – When would my first actual payment be if I pay once every 6 months? I know these are dumb and basic, but please understand that I have never ever bought a car or gotten car insurance.


How are home insurance rates in hawaii?

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Can a insurance company deny me compensation if I have very little damage to my car but I have provable injuries?

I was involved in a rear ending that jerked my car forward hard causing knee and lower back pain in me and sever migraines in my nine year old daughter but the car shows very little damage. The insurance says I am a fraud but my medical reports prove otherwise. Im in pain and that’s that but what if the insurance company denies me compensation?


What is the average cost of mobile home insurance in ohio?

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Is there nay car insurance companies cheaper than elephant, bell & admiral ?

Im a 24 year old male looking for cheap car insurance quotes, all of them seem to be quite a bit over £1000 and even £2000 – £3000 and thats when i checked money supermarket and compare the market but with elephant,bell and admiral my best quotes seem to be around £800 is there any other cheap car insaurance companies anyone can reccommend i try ?


How much would auto insurance cost for a 1996 dodge viper?

I just need some sort of estimate.


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